Lesson
Banking Fees & Management
Summary
That $2 soda can actually cost $37 once the bank piles on fees. This lesson unpacks common account fees and teaches account reconciliation so students learn to track balances and dodge unnecessary charges.
Bellringer: The $37 Soda
- Read the overdraft scenario aloud; give students 1–2 minutes to write a response.
- Advance to reveal the true $37 cost and open the opt-in discussion.
Instruction
- Walk through overdraft vs. NSF, ATM fees, online balance vs. statement, and reconciliation.
- Keep pace brisk — one concept per slide.
Discussion: Who Does Overdraft Protect?
- Pose the question: is overdraft protection helping you or the bank?
- Let students debate predatory vs. convenience framing.
Activity: Banking Game & Posttest
- Finish the Banking game.
- Complete Banking Vocab and the posttest.
Wrap-Up & Assessment
- Why is an NSF fee so damaging?
- Define reconciliation.
| Est. Time | Activity | Description |
|---|---|---|
| 6 min | Bellringer: The $37 Soda |
|
| 10 min | Instruction |
|
| 7 min | Discussion: Who Does Overdraft Protect? |
|
| 20 min | Activity: Banking Game & Posttest |
|
| 2 min | Wrap-Up & Assessment |
|
Lesson Prep
Banking
Students run a small financial institution and learn about accounts, interest, and loans.
Banking Vocab
Review the vocab terms from Banking.
Banking Posttest
Assess student learning after completing the Banking game.
Class Presentation
Includes an 18-slide deck with teacher notes. Present from Banzai, download a PDF, or copy it to Google Slides.
Presentations, Ready to Go
- Built-in PresentationPresent full screen, straight from Banzai
- Copy to Google SlidesMake an editable copy for your class
- Download or PrintSave as a PDF or print
- Teacher NotesSlide-by-slide guidance, printable as one handout
Unit 5: Accounts and Banking
Navigating Accounts
Your money is only as safe as the institution holding it. This lesson compares checking and savings accounts, explores the dangers of being "unbanked", and examines how you access your cash in a digital world.
Banking Fees & Management
That $2 soda can actually cost $37 once the bank piles on fees. This lesson unpacks common account fees and teaches account reconciliation so students learn to track balances and dodge unnecessary charges.
Peer-to-Peer Payments
P2P payment apps aren't banks — and your money isn't protected like it is in one. This lesson compares popular P2P apps, identifies common scams, and walks students through real-world scenarios to practice smart digital payment decisions.
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