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Lesson

1 of 9 in Unit 3: Earning Income

Human Capital

6-12th Grades
45 min

Summary

Every business in the world runs on human capital. Human capital is the sum of characteristics and skills that an employee brings to the table. This lesson covers basics about first jobs, including federal protections.

Activities

Bellringer: The Talent Auction

  • Students respond to prompt: "If you were hired today to work a 4-hour shift, what is one skill you already have that makes you worth paying?"
  • Share answers and introduce the term "human capital."
5 min

Instruction

  • Cover how human capital grows over time—from "renting" skills to investing in them.
  • Teach teen work laws (FLSA protections, hour limits, minimum wage) and define entry-level jobs.
10 min

Discussion: First-Job Skills & Career Clusters

  • Students brainstorm general job skills teens develop at a first job (punctuality, customer service, etc.).
  • Explore the 16 National Career Clusters and discuss which are most common locally.
10 min

Activity: Jobs & Income

  • Students read "Jobs & Income for Youth" and identify a new protection, a career cluster of interest, and the difference between soft and hard skills.
  • Debrief by discussing skills students could start building now.
15 min

Wrap-Up & Assessment

  • Name one free way you will increase your human capital this year.
  • List one restriction for teenage workers.
5 min

Lesson Prep

Jobs and Income thumbnail

Jobs and Income

Students explore careers, human capital, and earning potential.

Class Presentation

Includes a 17-slide deck with teacher notes. Present from Banzai, download a PDF, or copy it to Google Slides.

Presentations, Ready to Go

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  • Teacher NotesSlide-by-slide guidance, printable as one handout

Unit 3: Earning Income

1
Current Lesson

Human Capital

Every business in the world runs on human capital. Human capital is the sum of characteristics and skills that an employee brings to the table. This lesson covers basics about first jobs, including federal protections.

6-12th Grades
45 Min
2

Income Types

There are different ways to earn income, and different compensation plans used by employers. This lesson discusses hourly, overtime, salary, commissions, passive income, and more.

9-12th Grades
45 Min
3

Understanding Your Paycheck

The amount earned at a job isn't the amount available to spend. Learn about gross and net pay and mandatory payroll deductions.

9-12th Grades
45 Min

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