
Summary
Every business in the world runs on human capital. Human capital is the sum of characteristics and skills that an employee brings to the table. This lesson covers basics about first jobs, including federal protections.
Bellringer: The Talent Auction
- Students respond to prompt: "If you were hired today to work a 4-hour shift, what is one skill you already have that makes you worth paying?"
- Share answers and introduce the term "human capital."
Instruction
- Cover how human capital grows over time—from "renting" skills to investing in them.
- Teach teen work laws (FLSA protections, hour limits, minimum wage) and define entry-level jobs.
Discussion: First-Job Skills & Career Clusters
- Students brainstorm general job skills teens develop at a first job (punctuality, customer service, etc.).
- Explore the 16 National Career Clusters and discuss which are most common locally.
Activity: Jobs & Income
- Students read "Jobs & Income for Youth" and identify a new protection, a career cluster of interest, and the difference between soft and hard skills.
- Debrief by discussing skills students could start building now.
Wrap-Up & Assessment
- Name one free way you will increase your human capital this year.
- List one restriction for teenage workers.
| Est. Time | Activity | Description |
|---|---|---|
| 5 min | Bellringer: The Talent Auction |
|
| 10 min | Instruction |
|
| 10 min | Discussion: First-Job Skills & Career Clusters |
|
| 15 min | Activity: Jobs & Income |
|
| 5 min | Wrap-Up & Assessment |
|
Lesson Prep

Jobs and Income
Students explore careers, human capital, and earning potential.
Class Presentation
Includes a 17-slide deck with teacher notes. Present from Banzai, download a PDF, or copy it to Google Slides.
Presentations, Ready to Go
- Built-in PresentationPresent full screen, straight from Banzai
- Copy to Google SlidesMake an editable copy for your class
- Download or PrintSave as a PDF or print
- Teacher NotesSlide-by-slide guidance, printable as one handout
Unit 3: Earning Income

Human Capital
Every business in the world runs on human capital. Human capital is the sum of characteristics and skills that an employee brings to the table. This lesson covers basics about first jobs, including federal protections.

Income Types
There are different ways to earn income, and different compensation plans used by employers. This lesson discusses hourly, overtime, salary, commissions, passive income, and more.

Understanding Your Paycheck
The amount earned at a job isn't the amount available to spend. Learn about gross and net pay and mandatory payroll deductions.
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