Lesson
The Cost of Moving Out
Summary
Explore the real startup and hidden costs of independence, then build a plan for an Emergency Launch Fund that covers both surprises and security deposits.
Bellringer: The First Month on Your Own
- Ask students to brainstorm every purchase they'd need to make in their first month of independence
- Advance to reveal the full move-out cost list and compare against student answers
Instruction
- Present the concept of the riskiest 90 days and walk through 6 sticky financial situations
- Introduce the Emergency Launch Fund and the difference between direct and hidden job costs
Activity: Housing & Startup Cost Estimate
- Share resource links (Zillow, Move.org, Lemonade) and model one calculation as a class, if time permits
- Students use the worksheet to research real rental and living costs for a target city
Discussion: Funding Your Launch Fund
- Discuss concrete tactics for saving 3 months of expenses before moving out
- Cover automatic transfers, naming savings accounts, and cutting monthly costs
Wrap-Up & Assessment
- List 3 problems that you can predict for your first 90 days of financial independence.
- Write 2-3 sentences about your plan to create an Emergency Launch Fund.
| Est. Time | Activity | Description |
|---|---|---|
| 5 min | Bellringer: The First Month on Your Own |
|
| 10 min | Instruction |
|
| 15 min | Activity: Housing & Startup Cost Estimate |
|
| 10 min | Discussion: Funding Your Launch Fund |
|
| 5 min | Wrap-Up & Assessment |
|
Lesson Prep
Housing & Startup Cost Estimate
Students use the worksheet to research real rental and living costs for a target city
Class Presentation
Includes a 25-slide deck with teacher notes. Present from Banzai, download a PDF, or copy it to Google Slides.
Presentations, Ready to Go
- Built-in PresentationPresent full screen, straight from Banzai
- Copy to Google SlidesMake an editable copy for your class
- Download or PrintSave as a PDF or print
- Teacher NotesSlide-by-slide guidance, printable as one handout
Unit 5: Job Onboarding & Independent Living
Checking Accounts & Direct Deposit
Not all checking accounts and banking automation tools are created equal. This lesson explores how to choose the right account, use direct deposit and automation wisely, and lock down your banking app against scams and fraud.
The Cost of Moving Out
Explore the real startup and hidden costs of independence, then build a plan for an Emergency Launch Fund that covers both surprises and security deposits.
Foundations of Credit
Every time you swipe, tap, or sign is a promise to pay someone back later. This lesson introduces how borrowing works, why lenders charge interest, and what makes someone creditworthy.
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